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   Credit & Debt
 Home>Money & Business>Personal Finance>Credit & Debt>
Tips to Help You Get Out of Debt

If your bills are piling up, you can't make all of your payments on time and you're thinking about paying one credit card balance with a cash advance from another, LSU AgCenter family economist Dr. Jeanette Tucker says it's time to organize your credit payments and develop a plan for reducing your bills.

Myths And Realities About FICO Scores Examined
Many consumers are under the impression that federal legislation allows them to learn their credit scores. This is one of the myths circulating among the public about obtaining credit histories, according to LSU AgCenter family economics professor Dr. Jeanette Tucker.

Some Hurricane Survivors Face Tough Mortgage Decisions
Recent hurricanes may have obliterated your house, your job and likely even the property values in your area – leaving you with the feeling that the only things still intact are your mortgage and other debts.

Getting Out of Debt
Over-indebtedness can lead to stress, family problems, repossessed property, garnished wages, and even bankruptcies. However, options exist to help families manage financial challenges when bills pile up and families are unable to manage them.

Power Pay
PowerPay Program
The LSU AgCenter offers a computer debt-reduction analysis called "PowerPay" that will calculate the fastest way to repay your creditors while paying the least amount of interest.